Royal Enfield Finance

0% APR Advance Payment Plan

Himalayan 450

The Himalayan 450 is now available with a 0% APR Advance Payment Plan, alongside PCP and HP options across the range.

Built to go further, the Himalayan 450 combines a purpose-built chassis with the Sherpa 450 engine for genuine all-terrain capability. With the Advance Payment Plan you pay 50% of the on-the-road price up front, make no monthly payments for 24 months, then choose to pay the balance, return the bike, or part-exchange for another Royal Enfield. Lower-deposit PCP and HP options are also available. Contact us or visit your local Royal Enfield dealership to find the right specification for you.

Representative Finance Examples

Representative Example Advance Payment Plan (0% APR) PCP (5.9% APR) HP (5.9% APR)
Model Himalayan 450 Base with Handguards Himalayan 450 Mana Black Himalayan 450 Base
On the Road Price £5,888.00 £6,449.00 £5,799.00
Customer Deposit £2,944.00 £1,132.24 £1,628.60
Amount of Credit £2,944.00 £5,316.76 £4,170.40
Monthly Payment £0.00 £74.99 £79.99
Optional Final Payment (incl. £10 fee) £2,944.00 £2,726.00 £89.99
Total Amount Payable £5,888.00 £7,382.77 £6,438.00
Duration of Contract 24 months 48 months 60 months
Rate of Interest (Fixed) 0.00% 5.84% 5.82%
Representative APR 0% APR Representative 5.9% APR Representative 5.9% APR Representative

Figures shown are representative examples for the specification listed and are correct at time of publication. Other specifications, colours and finance terms are available - ask in branch for a personalised quote.

Terms & Conditions

0% APR Advance Payment Plan offer available on models ordered by 30/09/2026. 24-month term with a minimum deposit of 50% of the on-the-road price. Model shown for illustration only and may include non-standard accessories. With Royal Enfield Finance Advance Payment Plan you may return the motorcycle instead of making the optional final payment, subject to condition and mileage. Excess mileage charge 10p per mile over 4,000 miles p.a. PCP and HP finance offers available on models ordered by 30/09/2026. The model variant shown is for illustration purposes only. Accessories may also be featured that are not standard fit. With Royal Enfield Finance PCP you may return the motorcycle instead of making the optional final payment, subject to condition and mileage; HP has no optional final payment. Excess mileage charge 10p per mile over 4,000 miles p.a. Finance subject to status. Guarantees/indemnities may be required. Participating retailers only. CA Auto Finance UK Ltd (FRN: 312683) trading as Royal Enfield Finance, PO Box 4465, Slough, SL1 0RW.

Available on the following models

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FINANCIAL DISCLOSURE: Bill Smith Motors Ltd are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 653179 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Registered in England & Wales: 00777008, Registered Office: Address: Whitchurch Road, Christleton, Chester, CH3 6AE

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