Royal Enfield Finance

PCP from £84.99 per Month, 9.9% APR Representative

Bullet 650

The Bullet 650 is available on PCP from £84.99 a month, or HP from £99.99 a month, both at 9.9% APR representative.

The icon, doubled - the Bullet 650 brings the legendary Bullet silhouette to Royal Enfield's 648cc parallel twin platform. Choose PCP for lower monthly payments with an optional final payment, or HP to spread the full on-the-road price with no final balloon payment. Contact us or visit your local Royal Enfield dealership to find out more.

Representative Finance Examples

Representative Example PCP (9.9% APR) HP (9.9% APR)
Model Bullet 650 Bullet 650
On the Road Price £6,799.00 £6,799.00
Customer Deposit £1,442.44 £2,029.22
Amount of Credit £5,356.56 £4,769.78
Monthly Payment £84.99 £99.99
Optional Final Payment (incl. £10 fee) £2,962.00 £109.99
Total Amount Payable £8,398.97 £8,038.62
Duration of Contract 48 months 60 months
Rate of Interest (Fixed) 9.85% 9.84%
Representative APR 9.9% APR Representative 9.9% APR Representative

Figures shown are representative examples for the specification listed and are correct at time of publication. Other specifications, colours and finance terms are available - ask in branch for a personalised quote.

Terms & Conditions

PCP and HP finance offers available on models ordered by 30/09/2026. The model variant shown is for illustration purposes only. Accessories may also be featured that are not standard fit. With Royal Enfield Finance PCP you may return the motorcycle instead of making the optional final payment, subject to condition and mileage; HP has no optional final payment. Excess mileage charge 10p per mile over 4,000 miles p.a. Finance subject to status. Guarantees/indemnities may be required. Participating retailers only. CA Auto Finance UK Ltd (FRN: 312683) trading as Royal Enfield Finance, PO Box 4465, Slough, SL1 0RW.

Available on the following models

© Copyright 2026 Bill Smith Motors. All rights reserved

FINANCIAL DISCLOSURE: Bill Smith Motors Ltd are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 653179 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Registered in England & Wales: 00777008, Registered Office: Address: Whitchurch Road, Christleton, Chester, CH3 6AE

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