0% APR Advance Payment Plan
Bear 650
The Bear 650 is available with a 0% APR Advance Payment Plan, plus PCP finance from £79.99 a month.
Scrambler spirit built on the 648cc parallel twin - the Bear 650 is equally at home on backroads or gravel tracks. With the Advance Payment Plan you pay 50% of the on-the-road price up front and make no monthly payments for 24 months, then choose to pay the balance, return the bike, or part-exchange. A 5.9% APR PCP option is also available from £79.99 a month. Contact us or visit your local Royal Enfield dealership to find out more.
Representative Finance Examples
| Representative Example | Advance Payment Plan (0% APR) | PCP (5.9% APR) |
|---|---|---|
| Model | Bear 650 Base with Headlight Grill | Bear 650 Mid Top |
| On the Road Price | £6,968.00 | £6,999.00 |
| Customer Deposit | £3,484.00 | £1,155.81 |
| Amount of Credit | £3,484.00 | £5,843.19 |
| Monthly Payment | £0.00 | £79.99 |
| Optional Final Payment (incl. £10 fee) | £3,484.00 | £3,124.00 |
| Total Amount Payable | £6,968.00 | £8,039.34 |
| Duration of Contract | 24 months | 48 months |
| Rate of Interest (Fixed) | 0.00% | 5.84% |
| Representative APR | 0% APR Representative | 5.9% APR Representative |
Figures shown are representative examples for the specification listed and are correct at time of publication. Other specifications, colours and finance terms are available - ask in branch for a personalised quote.
Terms & Conditions
0% APR Advance Payment Plan offer available on models ordered by 30/09/2026. 24-month term with a minimum deposit of 50% of the on-the-road price. Model shown for illustration only and may include non-standard accessories. With Royal Enfield Finance Advance Payment Plan you may return the motorcycle instead of making the optional final payment, subject to condition and mileage. Excess mileage charge 10p per mile over 4,000 miles p.a. PCP and HP finance offers available on models ordered by 30/09/2026. The model variant shown is for illustration purposes only. Accessories may also be featured that are not standard fit. With Royal Enfield Finance PCP you may return the motorcycle instead of making the optional final payment, subject to condition and mileage; HP has no optional final payment. Excess mileage charge 10p per mile over 4,000 miles p.a. Finance subject to status. Guarantees/indemnities may be required. Participating retailers only. CA Auto Finance UK Ltd (FRN: 312683) trading as Royal Enfield Finance, PO Box 4465, Slough, SL1 0RW.
