Royal Enfield Finance

Flexible Finance Offers

Bear 650

The Bear 650 is available with an Advance Payment Plan and PCP options.

Advance Payment Plan Example

Representative Example Advance Payment Plan (0% APR)
Model Bear 650 Base
On the Road Price £6,899.00
Customer Deposit £3,449.50
Amount of Credit £3,449.50
Monthly Payment £0.00
Optional Final Payment (incl. £10 fee) £3,449.50
Total Amount Payable by Customer £6,899.00
Duration of Contract 24
Rate of Interest (Fixed) 0.00%
Representative APR 0% APR Representative

PCP Example

Representative Example PCP (5.9% APR)
Model Bear 650 Mid Top
On the Road Price £6,999.00
Customer Deposit £1,636.20
Amount of Credit £5,362.80
Monthly Payment £69.99
Optional Final Payment (incl. £10 fee) £3,048.00
Total Amount Payable by Customer £7,973.73
Duration of Contract 48
Rate of Interest (Fixed) 5.85%
Representative APR 5.9% APR Representative

Terms & Conditions

Advance Payment Plan: Offer available on Royal Enfield Bear 650 Base ordered by 31/12/26. 24 month term. Minimum £3449.50 customer deposit required. The model variant shown is for illustrative purposes only. Accessories may also be featured that are not standard fit. £3449.50 optional final payment. With Royal Enfield Finance Advance Payment Plan, you may return the vehicle instead of making the final payment. It must be in good condition and, if you exceed the agreed annual mileage, you will be charged 10p per mile for exceeding 4,000 miles p.a. in this example. Subject to status. Guarantees may be required. T&Cs apply. Offer may be varied or withdrawn at any time. Participating retailers only. Your retailer will usually receive a fixed percentage commission for introducing customers to Royal Enfield Finance. CA Auto Finance UK Limited (FRN: 312683) trading as Royal Enfield Finance, PO Box 4465, Slough, SLI ORW.

PCP: Offer available on Royal Enfield Bear 650 Mid Top ordered by 31/12/26. 48 month term. Minimum £1636.20 customer deposit required. The model variant shown is for illustrative purposes only. Accessories may also be featured that are not standard fit. £3048.00 optional final payment. With Royal Enfield Finance PCP, you may return the vehicle instead of making the final payment. It must be in good condition and, if you exceed the agreed annual mileage, you will be charged 10p per mile for exceeding 5,000 miles p.a. in this example. Subject to status. Guarantees may be required. T&Cs apply. Offer may be varied or withdrawn at any time. Participating retailers only. Your retailer will usually receive a fixed percentage commission for introducing customers to Royal Enfield Finance. CA Auto Finance UK Limited (FRN: 312683) trading as Royal Enfield Finance, PO Box 4465, Slough, SLI ORW.

Available on the following models

© Copyright 2026 Bill Smith Motors. All rights reserved

FINANCIAL DISCLOSURE: Bill Smith Motors Ltd are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 653179 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Registered in England & Wales: 00777008, Registered Office: Address: Whitchurch Road, Christleton, Chester, CH3 6AE

Read our Initial Disclosure Document HERE

Powered by DealerWebs DealerWebs